COVID-19: We are delighted that our office doors have now re-opened and we can once again offer face-to-face meetings. Social distancing rules will apply and remote meetings, or meetings in your home or garden (if local) remain available if preferred. Please contact us in the normal way on the main office number, 01273 407500, or via e-mail to book an appointment.

This is your time

When life is busy and time is precious, money can be the last thing you want to think about. But clever financial planning can bring huge benefits and positive changes in your life. It’s time to get your money working for you.

At Herbert Scott we believe in helping you achieve financial freedom and peace of mind, so you can get on with enjoying every day knowing your finances are taken care of.

Planning for the future pays off. But, how should you go about integrating your life plan with your finances? At Herbert Scott, we have the answer.

Click on each of the four interlinked aspects of our service to find out more.

Relationship

It starts with building a relationship. We take time to get to know each other. After all, you are not buying something, you are teaming up with an adviser for the long-term.

We have learned that only by exploring your feelings about money and enabling you to open up and discuss the life that you want for you and your family, will we really be able to deliver work that is truly valued. Therefore, we put our relationship at the centre of everything we do, and this is what we believe sets Herbert Scott apart from other financial planning firms.

Building strong relationships also helps us support you through more difficult times when, for example, markets are weak, or life takes an unexpected turn.

Prepare for your best life, now Lets get started, call us on 01273 407500 or email

Planning

What are your lifestyle aspirations? How do you know if you are on track? We will work together to build a meaningful, dynamic plan. Having a plan means having the power to transform your life.

Imagine being able to understand, precisely and at-a-glance, how each financial decision you make will affect your life for years to come.

Our bespoke financial planning service empowers you to explore the options and make an informed decision about which strategy to follow.  Using the latest cashflow technology our conversations are turned into a dynamic process during which a range of scenarios can be explored, letting you see the different outcomes.  When can I retire? How much can I spend on dream trips overseas? Can I afford to give money to my children? These questions, and many more, can be addressed and do not need to feel daunting.

This part of our work is an empowering process which lies at the heart of our service and feeds into our investment discussions. We will calculate the optimum level of return you need from your investments to achieve your lifetime goals, and blend this with your feelings about investment risk, to agree on the most suitable portfolio for you.

Plan your route to financial freedom Lets get started, call us on 01273 407500 or email

Technical

But there are so many products and solutions out there, it can feel overwhelming. Pensions, ISAs, Bonds, Trusts – we understand these things. We guide you through the available options and offer expert technical advice at every stage.

We are qualified professionals who offer informed, agile consultation and direction and our technical skill and expertise come into play throughout all aspects of our work together.

When it comes to selecting products and solutions, we provide a broad, unrestrictive service, which allows us to select products from the whole of the market to ensure you get exactly the right one to meet your needs. All the products we offer will be rigorously examined and hand-picked for you.

We are experts in:

  • Retirement planning – personal pensions, stakeholder pensions, SIPPs, SASSs, annuities, defined benefit schemes for which you need a pension transfer specialist
  • Protection cover – life cover, critical illness cover, income protection, key person cover and business protection
  • Coping with changes in circumstances – pension sharing and pension splitting in divorce, death of a partner and re-marriage
  • Long-term care planning – care fees for the elderly, equity release, lasting powers of attorney and deputyship
  • Tax planning – Income Tax, Capital Gains Tax and Inheritance Tax mitigation using pensions, ISAs, bonds, VCT, EIS and trusts
Speak to an expert Lets get started, call us on 01273 407500 or email

Investment

Finally, we do everything possible to maximise the chances of us delivering the investment returns you need through a robust and disciplined investment process.

What’s the best way to achieve the level of returns you need on your investible wealth?

We do everything possible to maximise the chances of us delivering the returns you need through a centralised, robust and disciplined investment process.  Above all, we do not speculate or try to outwit the market. Our range of portfolios are risk rated, cost conscious and globally diversified.

Research shows that by embracing diversification, managing risk and reducing costs, the chance of enjoying a successful investment experience is maximised. It is this sensible set of credentials that gives us confidence when planning for your future.

Take a step towards investment success Lets get started, call us on 01273 407500 or email