At Herbert Scott, the festive spirit arrived early this year with two wonderful events that brought our community together. On 27th November, we hosted a delightful wreath-making workshop at our offices, led by the talented Clare from Riverside Flowers. The workshop welcomed 16 enthusiastic participants, who each created stunning wreaths to adorn their…
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As 2025 draws nearer, now is the perfect time to think about your aspirations for the year ahead and beyond. Read on to discover some simple questions that may help you assess if your life goals have changed. Last month, you read about 10 financial tasks to complete to get your finances on track for the…
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If you’re working and contributing to your pension, you might think you don’t need to do any more retirement planning just yet. However, seeking retirement advice in your 30s and 40s could mean you’re in a better position when you’re ready to give up work. According to a survey published in…
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When was the last time you got lost in a great book? Every year, National Read a Book Day celebrates the incredible benefits of reading. From reducing stress to improving your memory and concentration, reading is the perfect hobby to pick up if you’re looking for a way to spend your free time this summer.
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Building a nest egg for your child or grandchild could give them a head start when they reach adulthood. It might allow them to pursue further education, get on the property ladder, or even enjoy a gap year. While saving is one option you might want to consider, investing for children could yield higher returns. Investing…
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When you think about what you want the future to look like, it’s probably not the value of your assets that comes to mind first. Instead, you might think about the experiences you want or the well-being of your loved ones Yet, to build the life you want, money is usually an important factor. While you…
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Rising interest rates have been fantastic news for savers. But it might have left you wondering if you need to pay tax on the interest you’ve earned, and how to pay it if you are liable. According to online bank Marcus, 71% of people were not aware that the…
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When you set out how to reach your financial goals, you might think about the steps you need to take. Just as important could be considering how the unexpected might affect your financial plan. Read on to find out how the unexpected may affect you and how an effective plan could keep you on the right track. …
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The gains you can make before potentially paying Capital Gains Tax (CGT) have halved for the 2024/25 tax year. If you plan to dispose of assets, the change could affect you. Read on to find out when you could be liable for CGT and some steps you might take to manage your tax bill. CGT is a tax on the…
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If you haven’t used your ISA allowance for the 2023/24 tax year, it could be wise to review your options over the next few weeks before the 2024/25 tax year starts. Read on to discover some of the reasons why an ISA could make sense for you. Government statistics show that…
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