What’s stopping you from retiring sooner? For many, it’s not just finances that are holding them back but their mindset too. If the excitement of retiring is also mixed with nerves, a financial plan could give you the confidence boost you need to take a step back from work. Finances may play a role in the…
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Did you know that a survey found that the UK consumed the equivalent of 1.77 billion bottles of wine in 2020? Whether you’re a wine connoisseur or are looking to improve your knowledge by visiting a region known for its exquisite wines, these incredible destinations in Europe could be…
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Further to last month’s newsletter, where we introduced our intention to reduce our impact on the environment and make positive changes towards becoming net zero, we have begun to reassess our supply chain, focusing on strengthening ties with local businesses. This move aligns with the company’s commitment towards sustainability, quality, and community engagement. The goal is to identify and prioritise…
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The world’s largest sovereign wealth fund has become a leader in ESG (environmental, social, and governance) investing. Yet, the money initially came from an unlikely source – fossil fuels. Read on to find out how Norway’s “oil fund” embraces ESG issues, and how you could too. Norway’s sovereign wealth fund holds around 1.5% of…
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We hope that all our existing clients see the benefits our services have provided them and their wider family, however, if you are new to financial planning, this article looks to outline why asking someone like Herbert Scott for help, may provide intangible benefits. Consider the benefits of financial planning. If the first advantage that comes to mind is…
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The State Pension is often a useful foundation when you’re creating an income in retirement. Yet, a survey from Just Group found that a third of people didn’t check their State Pension forecast before stopping work. While the State Pension might not be your primary income in retirement, it’s…
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Taking a tax-free lump sum from your pension could be a fantastic way to kickstart your retirement plans. If it’s something you’re thinking about, it’s important to consider the long-term implications and understand how much you could withdraw from your pension before facing a tax bill, as the rules have changed in 2024/25. Previously, you could take 25% of your…
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Dr Seuss’s books are well-known for passing on life lessons to children through interesting and rhyming lyrics. But hidden among the vivid illustrations are valuable teachings that could apply to financial planning too. During his lifetime, Dr Seuss wrote and illustrated more than 60 books – several of which are the most popular children’s books of all time – and…
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Stacey joins Herbert Scott as a Chartered Financial Planner after moving from Birmingham where she was born and bred to live the southern life in Brighton, well Hove Actually. Stacey was looking to join a company that aligns their values with hers of putting the client first and Herbert Scott was the perfect fit. Stacey gained Chartered Financial Planner status…
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As younger generations face challenges reaching milestones and the cost of living soars, you might be thinking about gifting assets to improve their finances. If your beneficiary is in a relationship, you may want to consider what would happen if they split up with their partner. A well-timed gift could have a hugely positive effect on…
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