While we all like to think that we are capable of making rational decisions, it appears that when it comes to investing, a switch inside even the most sensible person seems to flick and rationality disappears in a cloud of emotion. Being an investor is not easy. We have to contend not only with the erratic and unpredictable nature of…
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The world’s largest sovereign wealth fund has become a leader in ESG (environmental, social, and governance) investing. Yet, the money initially came from an unlikely source – fossil fuels. Read on to find out how Norway’s “oil fund” embraces ESG issues, and how you could too. Norway’s sovereign wealth fund holds around 1.5% of…
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On the back of data showing some countries have exited recessions at the end of the first quarter of 2024 and inflation falling, several market indexes reached record highs in May. Read on to find out what else may have affected the markets and your investment portfolio. UK Dominating headlines towards the end of…
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Meeting your financial goals, so you and your loved ones are free to live the lives you aspire to, requires high quality, ongoing financial planning and the construction and maintenance of a robust well-diversified, long-term investment strategy. It is the firm’s Investment Committee that is responsible for the ongoing governance of the latter. In most walks of life when you…
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What better way to spend a rainy afternoon in February than in the company of Dimensional Fund Advisers, engaging in a journey through Herbert Scott’s investment philosophy. Whilst we realised this wasn’t going to be everyone’s cup of tea, we wanted to establish an annual event for clients who would like a deeper understanding of how we manage their money,…
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Over the longer term, investors expect a positive, after-inflation return from investing in company shares and lending money to governments and companies by owning bonds. Unfortunately – and inescapably – in the shorter-term market returns are anything but predictable. They contain a lot of noise, as the market absorbs new information into prices. High inflation in 2022 led to a…
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High inflation has dominated headlines over the last two years. With the rate now slowly nearing the Bank of England’s (BoE) target, taking stock of what it means for your finances could be useful. The BoE is responsible for managing inflation and aims to keep it at 2%. The central bank…
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Everyone has been touched by the horrific events and unfolding human tragedy in Israel and the Gaza Strip, and many are concerned about how this might escalate into a wider conflict at a time of great uncertainty in the world. People’s immediate focus is, rightly, on the plight of those caught up – either directly or indirectly – in the…
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Retiring early is an aspiration for many workers looking forward to greater freedom. If early retirement is something you’re dreaming about, a survey suggests financial planning could help you turn it into a reality and enjoy the next chapter of your life more. A Standard Life study found, on…
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Investing is a crucial part of creating a long-term financial plan. Over the next few months, you can read about the investment essentials you need to know if it’s something you want to start or simply learn more about. Read on to find out what investing means, and why it’s something you should consider if you want to build long-term…
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