News

26th June 2024 - Ben Nolan

New digital Service to check your State Pension Forecast launched

A new digital service has been launched that makes it easier to check if you have any gaps in your National Insurance (NI) record that may affect your State Pension entitlement. The service is called Check Your State Pension Forecast and can be accessed via GOV.UK or the HMRC app. You will need to register for or…

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25th June 2024 - Hannah Bibby

5 breathtaking coastal walks you can take this summer in the UK

The UK boasts some of the most spectacular coastlines in the world.  Trails across the country can take you through sleepy fishing villages, tumbling clifftops, and unique natural formations that are the stuff of legends. Though your adventure may depend upon the whim of the infamously temperamental British climate, there are stretches of the…

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25th June 2024 - Stacey Chamberlain

How Norway’s “oil fund” became an ESG investment leader

The world’s largest sovereign wealth fund has become a leader in ESG (environmental, social, and governance) investing. Yet, the money initially came from an unlikely source – fossil fuels.  Read on to find out how Norway’s “oil fund” embraces ESG issues, and how you could too.   Norway’s sovereign wealth fund holds around 1.5% of…

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25th June 2024 - Ben Nolan

3 practical ways you could reduce your tax bill in retirement

The number of retirees who could face an Income Tax bill is expected to rise. If your total income could exceed tax thresholds, there might be some steps you can take to reduce your tax bill.  The Personal Allowance is the amount of income you can receive before you usually need to pay Income Tax on…

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25th June 2024 - Tracey Payne

Investment market update: May 2024

On the back of data showing some countries have exited recessions at the end of the first quarter of 2024 and inflation falling, several market indexes reached record highs in May. Read on to find out what else may have affected the markets and your investment portfolio.  UK Dominating headlines towards the end of…

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25th June 2024 - Stacey Chamberlain

The value of financial planning: The intangible benefits that could boost your wellbeing

We hope that all our existing clients see the benefits our services have provided them and their wider family, however, if you are new to financial planning, this article looks to outline why asking someone like Herbert Scott for help, may provide intangible benefits. Consider the benefits of financial planning. If the first advantage that comes to mind is…

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25th June 2024 - Alicia Buckingham

Explained: When do you need to declare the interest earned on savings?

Rising interest rates have been fantastic news for savers. But it might have left you wondering if you need to pay tax on the interest you’ve earned, and how to pay it if you are liable.  According to online bank Marcus, 71% of people were not aware that the…

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25th June 2024 - Tracey Payne

Portfolios and Politics

It feels like 2024 is the year of the election with over 64 happening in various countries around the world covering around 50% of the world’s population[1]!  These range from the farcical pretense of the re-election of Putin, to that in the UK.  At this time, it looks like a probable victory for the Labour party over the…

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16th May 2024 - Alicia Buckingham

How to make the unexpected part of your financial plan

When you set out how to reach your financial goals, you might think about the steps you need to take. Just as important could be considering how the unexpected might affect your financial plan. Read on to find out how the unexpected may affect you and how an effective plan could keep you on the right track. …

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16th May 2024 - Daniel Brooks

The value of financial planning: 5 fantastic ways tailored advice may help grow your wealth

Financial planning can help you to reach your life goals, and give you and your loved ones security and peace of mind. Over the next few months, you can read our blog to discover exactly why a financial plan that’s tailored to you can add value – and we’ll start with the financial benefits. When you…

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