You should base financial decisions on logic and facts. But psychology can have a much larger effect than you think, and it can lead to you making decisions that aren’t right for you. Read on to find out more about what behavioural finance is and how it could affect you. “Behavioural finance” was first coined in the 1970s by economist…
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If we had been given £10 for every article or commentary that we have recently read suggesting that a 60/40 balanced portfolio[1], or bonds as a whole, are ‘dead’, we would be most pleased! So why all the doom and gloom? Well, the world feels unsettled. Inflation is high, the Pound is falling in value and both equities…
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Whatever your politics, one has to feel a bit of sympathy (maybe) for the new Chancellor. It has been a very tough first week in a new job; lambasted by the media, accused by the Labour leader of ‘crashing’ the pound, and causing higher inflation and interest rates; and a bad report from the IMF. It is certainly true…
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The fear of losing money is a very real emotion and the marketing promises of absolute return funds – no losses and high returns – may be appealing to some. As a minimum, most absolute return funds aim for a positive return over a specified time horizon, with a return target of cash plus something, often in the range…
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