News / page 23

30th March 2023 - Sean Banks

What does the multiverse theory have to do with cashflow modelling? Find out here

Financial planning doesn’t have a lot in common with science fiction. Yet, cash flow modelling could allow you to explore the lives you could lead if you made different decisions. So, it has more in common with the multiverse theory than you might initially think. The multiverse theory suggests there is a hypothetical group of multiple universes with many different…

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30th March 2023 - Alicia Buckingham

Why it could pay to use your 2023/24 tax year allowances right now

The new tax year has only just started. Yet, making the most of your allowances now, rather than waiting until March 2024, could make sense. Read on to find out why. When a new tax year starts on 6 April, many allowances reset, such as the: ISA allowance Pension Annual Allowance…

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30th March 2023 - Tim Foster

51% of adults don’t have a will. Here’s why it should be a priority task

The benefits of having a will in place are well-documented, although if you don’t have a will, or haven’t updated it in some time, you’re not alone. A recent survey from MoneyAge has found that 51% of adults in the UK currently don’t have a will in place.

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30th March 2023 - Sean Banks

4 valuable ways a financial planner can help you tackle “overwhelming” pension information

Do you find pension information confusing? You’re not alone; 50% of people in the UK describe the information they receive about their pension as “overwhelming”, according to a Standard Life study. Fortunately, there are places where you can seek guidance or advice. The survey found 83% of people think financial advisers offer useful support. If you’re not…

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30th March 2023 - Sean Banks

Estate planning: Do you need to include Inheritance Tax?

Inheritance Tax (IHT) can affect what you leave behind for loved ones. It’s essential you understand if it’s something you need to think about, as there could be steps you can take to reduce a potential bill. Over the last few months, you’ve read about what estate planning is and how to calculate the value of…

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16th March 2023 - Tracey Payne

Lessons from Silicon Valley Bank’s demise

The spectacular work ‘Another Place’ by the British sculptor Antony Gormley[1], of one hundred naked men scattered along 1.5 miles of Crosby Beach in Liverpool, provides a useful twice-daily reminder about hidden risks in the financial world.  As Warren Buffet once said about easy money and favourable markets hiding risks: ‘You only find out who…

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15th March 2023 - Tracey Payne

All the winners and losers from the 2023 Spring Budget

Just six months ago, Kwasi Kwarteng stood up in the House of Commons and delivered his controversial “Mini-Budget”. The announcements ultimately brought down the short-lived Truss administration, with current chancellor, Jeremy Hunt, announcing a series of policy measures in November 2022 aimed at calming the markets. Having taken “difficult decisions to deliver stability and sound money”, the chancellor has delivered…

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8th March 2023 - Tracey Payne

Lessons from a legend

The investment management industry loves its legends and there is none bigger than the nonagenarian ‘Oracle of Omaha’ Warren Buffett, CEO of the US-listed firm Berkshire Hathaway. Over the years in that role, Buffett has built a portfolio of directly held companies alongside a portfolio of listed stocks.  Today, he is worth over US$100 billion and is the world’s…

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8th March 2023 - Jennie Snooks

5 fun ideas for keeping children entertained this Easter

It seems barely any time has passed since the last school holiday, but the Easter break is just around the corner. If you have children to entertain over the holiday, making plans can ease the pressure. Here are five fun ways to spend time together this spring.  1. Search for a local Easter egg hunt …

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8th March 2023 - Tracey Payne

5 inaccurate expert predictions that prove why you shouldn’t try to time the market

When you look at investment performance with the benefit of hindsight, you may think you could predict how markets will move. Yet, markets are unpredictable and expert forecasts prove how difficult timing the market is. Every investor has heard the advice “buy low, sell high”. So, it can be tempting to try and guess how investments…

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