When you’re creating an estate plan, there are a lot of areas you might need to include, from considering tax liability to naming your beneficiaries. It’s an important part of your financial plan and, if you want to protect or provide for younger family members, there might be some additional steps to take. In simple terms,…
read more
24% of people think all their savings are tax-free, according to a Lloyds Bank survey carried out in February 2025. However, they could be in for an unexpected shock, as the interest earned on savings might be liable for Income Tax. The good news is, there are often ways…
read more
Financial protection could provide you with a cash boost when you need it most, and there’s more than one type to consider. Last month, you read why financial protection provides a crucial safety net should you face an unexpected shock. Now, read on to find out more about some of the key options. 2…
read more
When you think of famous wine regions, your mind might go to Bordeaux, Tuscany, or Napa Valley. However, some incredible vineyards and wineries are much closer to home. While it’s often overlooked, English wine is becoming increasingly popular and regularly wins international awards. According to Wine GB’s…
read more
We are absolutely delighted to share the wonderful news of the safe arrival of Baby Loxley, born to Jodie and her husband Harry on 12th March, weighing a healthy 8lb 8oz. Loxley is already settling in beautifully as the adored little brother to Freddie, and we couldn’t be happier for the whole family…
read more
Data released by Scotland’s largest health board has highlighted the potential challenges families could face if a loved one doesn’t have a Power of Attorney in place. According to a BBC report, in NHS Greater Glasgow and Clyde, a third of patients who are delayed getting out of hospital…
read more
Are you planning a city break this summer? With so many destinations to choose from and pros and cons to weigh up, deciding on a location might feel overwhelming. Luckily, Which? recently released the results of a survey where they asked over 1,500 members to rate their experiences of…
read more
This guest blog was written by Chris Budd who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing, and has written more than 100 episodes of the Financial Wellbeing Podcast. One would imagine that the way we spend money makes us happy. However, this…
read more
This guest blog was written by Chris Budd who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast. Our approach to money can be a great enabler of wellbeing. It can help…
read more
Periods of volatility in markets can feel unsettling, particularly when the news headlines remain relentlessly negative. On any given day, a company’s share price essentially reflects two things. Firstly, the consensus view of the value of future cashflows, whether such profits are paid out to shareholders as dividends, or reinvested to continue growing the business. And secondly, what is known…
read more