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16th April 2025 - Stacey Chamberlain

Take back control of your happiness

This guest blog was written by Chris Budd who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing, and has written more than 100 episodes of the Financial Wellbeing Podcast.  One would imagine that the way we spend money makes us happy. However, this…

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16th April 2025 - Stacey Chamberlain

The barriers to financial wellbeing

This guest blog was written by Chris Budd who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast.  Our approach to money can be a great enabler of wellbeing. It can help…

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7th April 2025 - Tracey Payne

Staying calm in turbulent markets

Periods of volatility in markets can feel unsettling, particularly when the news headlines remain relentlessly negative. On any given day, a company’s share price essentially reflects two things. Firstly, the consensus view of the value of future cashflows, whether such profits are paid out to shareholders as dividends, or reinvested to continue growing the business. And secondly, what is known…

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26th March 2025 - Tracey Payne

Your Spring Statement update – the key news from the chancellor’s speech

After Rachel Reeves’ impactful first Budget in autumn 2024, you might have been concerned about the announcements that would be included in her Spring Statement on 26 March 2025. Reassuringly, the major headline from this year’s springtime fiscal event is that Reeves made few announcements that are likely to affect you and your personal finances directly. Although, it did reveal…

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21st March 2025 - Tracey Payne

A few things about gold

This shiny metal always glistens most brightly when it has just risen in value. In the past 12 months, the price of gold has nearly doubled. Recency bias and the fear of missing out (FOMO) always results in ‘should it be in my portfolio?’ type questions.  Somewhat bizarrely, investors tend to get excited about assets that have already risen in…

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21st March 2025 - Daniel Brooks

4 ways that money can make you happy

This guest blog was written by Chris Budd who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast.  Money holds an important role in all our lives. Whether it is enabling transactions,…

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21st March 2025 - Jennie Snooks

Behavioural bias: 5 cognitive biases that could affect your finances

When you’re making large financial decisions, basing them on facts and logic could help you choose the option that’s best suited to your needs. Yet, even when you take this approach, cognitive biases may affect the conclusions you draw. Over the last few months, you’ve read about how past experiences and emotions might affect your financial…

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21st March 2025 - Ben Nolan

How to reduce your Capital Gains Tax bill in 2025

A combination of rising rates and panic ahead of the current government’s first Autumn Budget has led to HRMC collecting a record amount in Capital Gains Tax (CGT) towards the end of 2024.  According to a report in the Telegraph, between July and November 2024, CGT generated more than £1 billion for…

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21st March 2025 - Kevin Scott

 The financial wellbeing equation

This guest blog was written by Chris Budd who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing, and has written more than 100 episodes of the Financial Wellbeing Podcast.  Financial wellbeing is a subject that looks at all aspects of the relationship between…

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21st March 2025 - Stacey Chamberlain

5 ways to make nature part of your routine

As spring starts to bring us nicer weather, you might be thinking about ways you can spend more time in nature. But did you know that enjoying time outside is vital to your health? A recent Aviva study found that almost 9 out of 10 UK adults say access…

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