At the start of 2022 investors needed reminding that investing is not an easy game despite having enjoyed around a decade of relatively strong – and fairly consistent – market returns, even in light of a global pandemic, recession, and political polarisation. 2022 has laid bare the fact that investing can very much be a game of ‘three steps…
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While it can be tempting to actively monitor your investments and try to time the market, it could affect your portfolio’s performance. Find out why a hands-off approach could make sense here.
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As we approach the end of 2022 and what has been a rather extraordinary few years it occurs to me that now, more than ever, we need a gentle reminder about the futility of ‘market timing’. A global pandemic, lockdowns, conflict in Europe, fuel prices, food shortages, record CPI figures – all in the past three years, and now…
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Experts are predicting that the UK will face a recession in 2023. While it can be tempting to react to this news by changing your investment strategy, sticking to your long-term plan makes sense for most investors. Read on to find out why. Several factors are contributing to economic uncertainty, including high inflation and concerns about…
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Hopefully, the headline of this note will not come as a surprise to you. It is remarkable, though, just how relaxed some investors are about letting others dip their hands in their pockets to extract high fees. The problem has two root causes. The first is that in most walks of life, paying higher costs should help you to…
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It has been a tumultuous year in British politics, with three prime ministers and four chancellors holding office. After the calamitous “mini-Budget” ushered in the demise of Liz Truss and Kwasi Kwarteng, new Chancellor Jeremy Hunt has delivered his first Autumn Statement. Hunt’s speech came at a tricky time for the UK economy, with inflation at a 41-year high and…
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Three prime ministers and three chancellors in as many months. It certainly feels chaotic, possibly a bit embarrassing, as well as a little depressing. There is no doubt that the UK could do with some stability, fiscal rectitude and general leadership. Let’s hope that Rishi Sunak can deliver some. Let us think about the magnitude of what has just…
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As interest rates start to rise for the first time in more than a decade, a report suggests that savers are pulling their money out of investments in favour of cash accounts. But while the interest rate may be higher now, inflation can still reduce the value of your savings in real terms. Find out why here. In response to…
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British politics over the last few months has certainly been turbulent. In the last four months, there have been three prime ministers, four chancellors, and countless U-turns. So, it’s not surprising that households have been struggling to keep up with what’s happening and what it means for their finances. Less than three years after a landslide victory, former prime minister…
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Around 6 million years ago, when the first humans roaming the Savannah would hear a rustling in the long grass, there were generally two outcomes. Those who ran first, and asked questions later escaped with their lives. While those who thought they knew better quickly became lunch. Nobody was ever killed by long grass blowing in the wind.
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