The UK boasts some of the most spectacular coastlines in the world. Trails across the country can take you through sleepy fishing villages, tumbling clifftops, and unique natural formations that are the stuff of legends. Though your adventure may depend upon the whim of the infamously temperamental British climate, there are stretches of the…
read more
The world’s largest sovereign wealth fund has become a leader in ESG (environmental, social, and governance) investing. Yet, the money initially came from an unlikely source – fossil fuels. Read on to find out how Norway’s “oil fund” embraces ESG issues, and how you could too. Norway’s sovereign wealth fund holds around 1.5% of…
read more
The number of retirees who could face an Income Tax bill is expected to rise. If your total income could exceed tax thresholds, there might be some steps you can take to reduce your tax bill. The Personal Allowance is the amount of income you can receive before you usually need to pay Income Tax on…
read more
On the back of data showing some countries have exited recessions at the end of the first quarter of 2024 and inflation falling, several market indexes reached record highs in May. Read on to find out what else may have affected the markets and your investment portfolio. UK Dominating headlines towards the end of…
read more
We hope that all our existing clients see the benefits our services have provided them and their wider family, however, if you are new to financial planning, this article looks to outline why asking someone like Herbert Scott for help, may provide intangible benefits. Consider the benefits of financial planning. If the first advantage that comes to mind is…
read more
Rising interest rates have been fantastic news for savers. But it might have left you wondering if you need to pay tax on the interest you’ve earned, and how to pay it if you are liable. According to online bank Marcus, 71% of people were not aware that the…
read more
It feels like 2024 is the year of the election with over 64 happening in various countries around the world covering around 50% of the world’s population[1]! These range from the farcical pretense of the re-election of Putin, to that in the UK. At this time, it looks like a probable victory for the Labour party over the…
read moreWhen you set out how to reach your financial goals, you might think about the steps you need to take. Just as important could be considering how the unexpected might affect your financial plan. Read on to find out how the unexpected may affect you and how an effective plan could keep you on the right track. …
read more
Financial planning can help you to reach your life goals, and give you and your loved ones security and peace of mind. Over the next few months, you can read our blog to discover exactly why a financial plan that’s tailored to you can add value – and we’ll start with the financial benefits. When you…
read more
It’s been more than a decade since auto-enrolment was introduced, and now most workers automatically become members of their employer’s pension scheme. While more people saving for retirement is excellent news, it could mean you end up juggling multiple pots. One option is to transfer one pension to another, known as “consolidation”. It’s usually simple to…
read more