News / page 16

16th February 2024 - Tracey Payne

Pursuing a Better Investment Experience – Herbert Scott hosts its first annual investment event

What better way to spend a rainy afternoon in February than in the company of Dimensional Fund Advisers, engaging in a journey through Herbert Scott’s investment philosophy. Whilst we realised this wasn’t going to be everyone’s cup of tea, we wanted to establish an annual event for clients who would like a deeper understanding of how we manage their money,…

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15th February 2024 - Daniel Brooks

Retirement planning: The importance of setting out your lifestyle goals

When you start thinking about the steps you need to take when retiring, your focus might be on the financial side. Yet, it’s often a good idea to start with your lifestyle aspirations.  Last month, you read about the different options when deciding how you’ll retire. Now, it’s time to consider what…

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15th February 2024 - Ben Nolan

How to move into the decumulation phase of retirement planning

Transitioning into retirement can present new challenges, not least, understanding how to sustainably use your assets to create an income. As you move into the decumulation phase, you might worry about balancing your immediate needs with your long-term financial security. This is where a considered approach to financial planning can help. Managing the decumulation of assets…

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15th February 2024 - Ben Nolan

How to protect financial gifts to your children from relationship breakdowns

As younger generations face challenges reaching milestones and the cost of living soars, you might be thinking about gifting assets to improve their finances. If your beneficiary is in a relationship, you may want to consider what would happen if they split up with their partner. A well-timed gift could have a hugely positive effect on…

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15th February 2024 - Daniel Brooks

The powerful investment lessons you could learn from chess grandmasters

In a few weeks, eight chess players will gather in Canada to compete in the World Chess Championship 2024 to determine who takes the top rank. The approach the world’s best chess players take could provide some powerful lessons for investors. Read on to discover what you could learn from grandmasters.  1. Set out a clear…

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15th February 2024 - Alicia Buckingham

4 excellent reasons to boost your ISA now

If you haven’t used your ISA allowance for the 2023/24 tax year, it could be wise to review your options over the next few weeks before the 2024/25 tax year starts. Read on to discover some of the reasons why an ISA could make sense for you.  Government statistics show that…

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15th February 2024 - Hannah Bibby

Meet the 2024 European Capitals of Culture

Are you looking for travel destinations to add to your bucket list? Every year, the European Union (EU) names its European Capitals of Culture to bolster tourism in lesser-known cities and allow them to showcase their heritage. If you’re thinking about experiencing the year’s programme of events lined up in a city you might not have…

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19th January 2024 - Tracey Payne

Looking forwards and backwards

Over the longer term, investors expect a positive, after-inflation return from investing in company shares and lending money to governments and companies by owning bonds.  Unfortunately – and inescapably – in the shorter-term market returns are anything but predictable. They contain a lot of noise, as the market absorbs new information into prices.  High inflation in 2022 led to…

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19th January 2024 - Daniel Brooks

Retirement planning: Should you consider a phased retirement?

Retirement can be an exciting milestone, but one you might feel nervous about. One of the first things you may have to consider is how you’ll retire – would a phased retirement suit you? Over the next few months, you can read about key considerations if you’re nearing retirement, from contemplating the…

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19th January 2024 - Ben Nolan

The pension Annual Allowance increased in 2023/24. Have you reviewed your contributions?

The pension Annual Allowance increased significantly in the 2023/24 tax year. If you haven’t already reviewed whether the changes could mean you can tax-efficiently add more to your pension, doing so before the current tax year ends on 5 April 2024 might be beneficial.  The Annual Allowance is up to £60,000 in 2023/24 The…

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