Between 12 and 16 June, Young Enterprise runs a national campaign across primary and secondary schools with the aim to give children the skills and knowledge necessary to understand finances to thrive in later life. Taking place every year since 2009, My Money Week has already taught…
read more
Each year in June, Citizens Advice runs a two-week scam awareness campaign, aptly named “Scam Awareness Fortnight”. The organisation hopes its movement will raise your awareness of common scam tactics, and mean you’re confident that you know what to do if you spot one. This fantastic campaign…
read more
In a bid to encourage early retirees back to work, chancellor Jeremy Hunt unveiled several changes to pension allowances during the Budget. The announcements could mean you’re able to save more in your pension and boost your retirement income. Here are the four key pension changes Hunt announced. 1. The Lifetime Allowance will be…
read more
Estate planning is an important part of your financial plan. Not only does it ensure your assets are passed on to who you wish and considers areas like Inheritance Tax (IHT), but it could provide peace of mind about your future too. Over the last few months, you’ve read why estate planning matters, how to decide who to pass your…
read more
We fundamentally believe that a systematic approach to investing provides the best chance of experiencing a successful investing journey. Sticking to some key guiding principles – which are grounded in evidence and logic – gives investors a solid foundation on which to build a sensible investment solution. This short note provides an insight into five of our favourite insights from…
read more
Unfortunately, we now live in a world of fake news and ‘alternative facts’[1] where parties shamelessly push their own agenda at the cost of salient facts. In order to be heard in the noise of social media, research headlines need to be bigger and more eye-catching. For those investing using an evidence-based approach that means it is important…
read more
By and large, behavioral science suggests that human beings make lousy investors. Whilst we are excellent problem solvers, we suffer from a whole host of well-documented biases that, on average, erode the investment returns on offer from markets [1]. Being aware of our biases is a useful exercise if we are to limit the impact that…
read more
Although it’s common to set out new goals at the start of the year, those resolutions are often broken by the time spring rolls around. If you’re wondering how to get back on track, now is the perfect time to acknowledge the achievements you’ve already made this year and to start planning out the next few…
read more
Financial planning doesn’t have a lot in common with science fiction. Yet, cash flow modelling could allow you to explore the lives you could lead if you made different decisions. So, it has more in common with the multiverse theory than you might initially think. The multiverse theory suggests there is a hypothetical group of multiple universes with many different…
read more
The new tax year has only just started. Yet, making the most of your allowances now, rather than waiting until March 2024, could make sense. Read on to find out why. When a new tax year starts on 6 April, many allowances reset, such as the: ISA allowance Pension Annual Allowance…
read more