As a business owner, the Autumn Budget delivered at the end of October 2024 could affect both your business and personal finances. Read on to discover the key changes you need to be aware of. 2 Budget tax changes that could affect your business’s finances The good news is that despite speculation that Corporation…
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As 2025 draws nearer, now is the perfect time to think about your aspirations for the year ahead and beyond. Read on to discover some simple questions that may help you assess if your life goals have changed. Last month, you read about 10 financial tasks to complete to get your finances on track for the…
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The first rule of compounding: Never interrupt it unnecessarily. Charlie Munger In Indian folklore, a minister and wiseman called Sessa, apparently invented chess for his King, and in return asked for payment in grains of wheat: one grain on the first square, two on the second and doubling each square thereafter. The…
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With an estimated £5.5 trillion of wealth due to be passed on over the next 25 years by the ‘baby boomer’ generation – those born between the mid-40s and the mid-60s – and having explicitly ruled out tax increases for ‘working people’, it was no surprise that new Labour Chancellor Rachel Reeves should look to pensions and inherited wealth as…
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If you’re working and contributing to your pension, you might think you don’t need to do any more retirement planning just yet. However, seeking retirement advice in your 30s and 40s could mean you’re in a better position when you’re ready to give up work. According to a survey published in…
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Lifetime cashflow forecasting is a core part of financial planning that could help you understand how your future may look. It could provide essential information that means you’re able to feel confident about what’s to come and the decisions you make. Read on to find out how it works and why it might be valuable for you. …
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The end of the year is fast approaching, and while your mind might be on celebrating the festive period, it’s the perfect opportunity to tick off some financial tasks you might be putting off. Spending some time going through your finances and thinking about what you want to achieve next year could help you step into…
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Another four years have flown by, and this month we have experienced the 60th U.S. presidential election. The U.S. president is often considered one of the world’s most powerful figures, wielding substantial influence over the world’s largest economy and one of its most formidable militaries, albeit limited by a system of checks and balances through Congress. Perhaps it is understandable…
read moreAlmost four months after the Labour victory in the general election of early July, Chancellor Rachel Reeves finally delivered the new government’s first Budget on 30 October 2024. Since taking over the keys of 10 Downing Street, Prime Minister Keir Starmer and his team had consistently telegraphed the likelihood of “painful” tax hikes. As well as the alleged £22 billion…
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There’s a fine line between optimistic spontaneity and sheer denial—Danny’s marathon in Lisbon skated that line expertly! For his first (and very likely last) 42.2 km, he opted for a unique training regime: several days of “preparation” exploring Lisbon’s cafes and sampling its pasteis de nata. When race day…
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