It is a simple statement that the decision to invest in the first place provides an opportunity to protect hard-earned savings from inflation, and perhaps grow further. It is not easy, however, to have the foresight, as well as the discipline to deny oneself spending today for the opportunity of a better tomorrow. It is also not easy to work…
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We are pleased to welcome the newest member of the Herbert Scott Team – Jemma Williams. Jemma has taken on the role of Senior Adminstrator and will be working closely alongside our Operations Director, Jennie Snooks, to help provide clients with a top-quality service. Jemma gained her degree in Performing Arts in 2003 and has worked in various sectors including Market…
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Most investors would probably like to forget the poor performance of both bonds and equities in 2022 and early 2023. For many investors, it was their first real experience of bonds falling in value, particularly at the same time as equities. Different investors would have experienced different outcomes in 2022 (and subsequently) depending on the type of bonds that they…
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Further to last month’s newsletter, where we introduced our intention to reduce our impact on the environment and make positive changes towards becoming net zero, we have begun to reassess our supply chain, focusing on strengthening ties with local businesses. This move aligns with the company’s commitment towards sustainability, quality, and community engagement. The goal is to identify and prioritise…
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0Often dubbed “death tax” or “Britain’s most-hated tax” in the media, Inheritance Tax (IHT) may seem complex, and you might be unsure if it’s something you should consider as part of your estate plan. Over the next few months, you can read about the essentials you need to know, how to reduce a potential tax bill,…
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In July, the markets were affected by general elections taking place in the UK and France, and the ongoing presidential campaign in the US. Read on to find out what else affected investment markets in July 2024. Uncertainty and numerous other factors may affect the value of your investment portfolio. However, for most investors, long-term trends…
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Failing to set out your wishes in a will could mean your assets aren’t passed on to the loved ones you’d like to benefit from your estate. As a result, this could have a significant effect on your legacy. A will is one of the main ways to ensure your assets are passed on to your…
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When was the last time you got lost in a great book? Every year, National Read a Book Day celebrates the incredible benefits of reading. From reducing stress to improving your memory and concentration, reading is the perfect hobby to pick up if you’re looking for a way to spend your free time this summer.
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We are pleased to welcome the newest member of the Herbert Scott team, James Sclater. James more commonly known as Jim, joins us as a Trainee Financial Planner. Over the coming months, you may meet Jim, as he observes our client meetings, to learn our processes and work through his training plan. Jim qualified as a lawyer…
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Building a nest egg for your child or grandchild could give them a head start when they reach adulthood. It might allow them to pursue further education, get on the property ladder, or even enjoy a gap year. While saving is one option you might want to consider, investing for children could yield higher returns. Investing…
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